The Employee Benefits Platform for Small Businesses

Provide your team with employee benefits that are simple, affordable, and flexible to your needs. No monthly premiums. Complete cost control.

Loved by 1000+ employees
BeniPlus' mobile and desktop app showing their platform's flexibility
Trusted by 1000+ employees from amazing businesses
BeniPlus' Plan Design module showing your customization options

Design your plan

Say goodbye to cookie-cutter group benefit plans as you're the builder with our platform.

Choose between five benefit categories
Annual or monthly budgeting
Simply add group insurance to your plan
Prorating and rollover options
  • Choose between five benefit categories
  • Annual or monthly budgeting
  • Simply add group insurance to your plan
  • Prorating and rollover options

Add your employees

Add and manage your team members within the platform. Easily add your employees individually, through a bulk CSV import, or integration with your HRIS. Your employees will receive email invites to create their accounts.

  • Individual or bulk CSV import
  • Employee management
  • Integration with your HRIS
BeniPlus' Employee Management module showing how you can easily add your employees
BeniPlus' Classes module to show how you can set different budget classes or profiles for your employees.

Set your budgets

Finally, you have control over your annual cost. Set your maximum budgets per employee. You can also create different budget classes to meet the needs of every employee, such as Single, Family, Manager, Executive, and others.

  • Create multiple budget classes
  • Opportunities to update your budgets annually
  • Owners and executives can create their own class

Reimburse your employees

Add funds to your Corporate Wallet to reimburse your employees when they submit claims. We approve and facilitiate the reimbursement within 24 to 48 hours.

  • Add funds to your Corporate Wallet anytime
  • Option to enable auto-withdrawal
  • Owners and executives can create their own class
BeniPlus' Corporate Wallet module to show how to Add funds to your Corporate Wallet to reimburse your employees when they submit claims. We approve and facilitiate the reimbursement within 24 to 48 hours.
BeniPlus' Reporting module to show the platform's easy access to all your claims for performance data and bookkeeping.


Easy access to all your claims for performance data and bookkeeping.

  • Claims and transaction history
  • Payroll reporting
  • Export via Excel file
Benefit Categories

Personalize your Wallet

Your employees can personalize their Wallets with five benefit categories. Empower your team with benefits that meets their health, wellness, and financial goals.

dental icon

Healthcare Spending Account

A Healthcare Spending Account is your personal health budget, empowering you to cover a wide range of medical expenses, from dental work to massage therapy, exactly as you see fit.

wellness icon

Wellness Spending Account

A Wellness Spending Account gives you the freedom to invest in your well-being, covering costs for activities and services that keep you at your best, like gym memberships or yoga classes.

Registered Retirement Savings Plan

An RRSP, or Registered Retirement Savings Plan, is your financial nest egg for the future, allowing you to save for retirement on a tax-deferred basis.

Charitable Giving

Charitable Giving lets you support causes close to your heart directly from your Wallet, making it easy and efficient to contribute to the greater good.

Personal Insurance

Personal Insurance offers you a safety net for life's unexpected turns, covering everything from health emergencies to long-term disability. It’s designed to provide peace of mind, ensuring you and your loved ones are protected.


Submitting claims has never been easier

Your employees will never have to mail or email us their receipts. They can simply snap a photo and submit their claim, wherever they are.

Submit new claims

Take a photo or upload from your device.

Manage claims

Manage and view all your claims.

BeniPlus' mobile app showing how you manage your budgets.

Same-day approval

We review and approve your claim within the same business day.


Your reimbursement will land in your bank within 24 hours.


Simple and affordable

Your business only pays when claims are made; the cost is the claim amount plus a 7.5% admin fee and applicable taxes. If there are no claims, there are no costs.

How many employees?

What's your annual budget per employee? ($)

Approximate. Plus applicable taxes
Healthcare Spending
Wellness Spending
Personal Insurance
Charitable Giving
Annual cost control
Get started free
Plus admin fee and taxes
Everything in Wallet
Group Life and AD&D
Prescription Drug Coverage
Critical Illness
Long-Term Disability
Dedicated Advisor
Dependent Life
Learn more

Group insurance add-ons

Love our Wallet but still need group insurance? We got you. Power up your plan by adding our custom group insurance policy. You'll get the flexibility from our Wallet with the risk protection from insurance. The best of both worlds.

Life and AD&D

Life and Accidental Death & Dismemberment (AD&D) coverage ensures that your employees and their families are supported financially in the face of life’s most challenging moments.

Long-Term Disability

In the event one of your employees are unable to work due to a serious illness or injury, Long-Term Disability coverage ensures they continue to receive a stable income, safeguarding their livelihood.

Critical Illness

Critical Illness coverage provides a lump sum payment to employees facing serious health conditions, helping them manage expenses and focus on recovery without the added stress of financial strain.

Prescription Drugs

Ensure your team has affordable access to the medications they need to maintain their health and well-being.


Provide your employees with essential coverage for medical emergencies during international travel, giving both you and your team peace of mind.

MobSquad's office
“BeniPlus has allowed our employees to choose to allocate benefits in the areas they actually use depending on their health, wellness, and retirement needs.”

Arif Khimani

President and COO


The As to your Qs

We know with implementing a new benefits plan, there are many questions that need to be asked about cost, coverage, how it differs from your current plan, and more. Well, we're here to help.

What's your cost?

We charge a 7.5% admin fee plus taxes on each claim. Your business only pays when claims are made. No claims, no cost.

Are there any additional fees?

None! There are no set-up fees, upfront payments, or monthly premiums. We only charge a 7.5% admin fee plus taxes on claimed expenses.

What type of coverage do I get?

You'll have five benefit categories you can enable within the platform. Healthcare Spending will cover all your medical expenses related to dental, vision, prescriptions, physio, and more. Personal Insurance lets your employee purchase insurance products for Life and AD&D, Travel, Critical Illness, and more.

Can I decide which categories you can enable? And can employees allocate their own Wallets?

Yes, you can set your available categories in the beginning of your term, and within the first two weeks of every January going forward. This also applies to employees when they set their Wallet allocations.

Can I use your platform as an add-on to our existing group benefits plan?

Yes, absolutely! We can serve as your standalone or add-on benefits plan to best serve your team's needs.

What if I'm an owner with no employees?

We'd love to have you! The Wallet is a very tax-efficient way for owners like yourself, who work in the company, to pay for your personal and family health expenses through your corporation instead of out-of-pocket.

How do I submit a claim?

Submitting a claim is a simple three-step process. Firstly, you snap a photo of your expense receipt. Secondly, you login to your BeniPlus account on your desktop or mobile device to upload the receipt. And lastly, BeniPlus reviews and approves your claim the same business-day day, and you'll receive the funds back into your bank account within 24 hours.

How many employees do I need to enrol?

One employee is all you need! And that can be the owner or an employee.

How do I reimburse my employees?

There are two ways you can reimburse your employees: One, you can add funds from your business bank account to your Corporate Wallet, and our platform will use that as the payment source for any approved claims. Second, you can toggle the option for direct withdrawal from your business bank account, and this is a great option if you want to further streamline the reimbursement process.

How is your platform different than traditional group benefit plans?

With a traditional employee benefits plan, companies need to choose between set plans and then they pay a monthly premium based on their employees’ demographics and medical conditions. They pay the same monthly premium even if employees do not use the benefits and if they do use them, the company may get a noticeable increase in costs at the end of each year. With the BeniPlus Wallet, companies get to choose the limit each employee can spend each year and they only pay if their employee uses the plan. There are no surprises at renewal time.

How are you different from a Healthcare Spending Account?

Healthcare Spending Account is one of our platform categories, but we do much more. Your team will have access to four additional benefit categories to highly personalize their benefit Wallet based on their yearly goals, including Wellness Spending, RRSP, Charitable Giving, and Personal Insurance.

How do I set my annual or monthly budget?

You'd set your annual or monthly budgets within your Admin portal of our platform. You can set different budgets for employee classes most relevant to your team structure, which could include Owner/Executive, Manager, Employee, and etc.

What if I want to include group insurance for risk protection?

You can add that too! You can request a quote for a group insurance policy that could Life and Long-Term Disability within the platform or reach out to our team.

How do I get started?

Getting started with us takes two simple steps. One, you'd complete this online form, which takes less than five minutes. Second, you'll meet our team for your 30-minute onboarding session, which will include a product walkthrough and adding your employees. And then...that's it! You and your team will have access and you can start submitting claims. Sign up here.

Give your employees the benefits they want and need. Get started in less than 5 minutes. Loved by thousands of employees.

happy small business owner
happy small business owner
happy small business owner
happy small business owner
happy small business owner
happy small business owner
happy small business owner
happy small business owner
happy small business owner
happy small business owner
happy small business owner
happy small business owner