You'll have five benefit categories you can enable within the platform. Healthcare Spending will cover all your medical expenses related to dental, vision, prescriptions, physio, and more. Personal Insurance lets your employee purchase insurance products for Life and AD&D, Travel, Critical Illness, and more.

Yes, you can set your available categories in the beginning of your term, and within the first two weeks of every January going forward. This also applies to employees when they set their Wallet allocations.

Yes, absolutely! We can serve as your standalone or add-on benefits plan to best serve your team's needs.

We'd love to have you! The Wallet is a very tax-efficient way for owners like yourself, who work in the company, to pay for your personal and family health expenses through your corporation instead of out-of-pocket.

Submitting a claim is a simple three-step process. Firstly, you snap a photo of your expense receipt. Secondly, you login to your BeniPlus account on your desktop or mobile device to upload the receipt. And lastly, BeniPlus reviews and approves your claim the same business-day day, and you'll receive the funds back into your bank account within 24 hours.

One employee is all you need! And that can be the owner or an employee.

There are two ways you can reimburse your employees: One, you can add funds from your business bank account to your Corporate Wallet, and our platform will use that as the payment source for any approved claims. Second, you can toggle the option for direct withdrawal from your business bank account, and this is a great option if you want to further streamline the reimbursement process.

With a traditional employee benefits plan, companies need to choose between set plans and then they pay a monthly premium based on their employees’ demographics and medical conditions. They pay the same monthly premium even if employees do not use the benefits and if they do use them, the company may get a noticeable increase in costs at the end of each year. With the BeniPlus Wallet, companies get to choose the limit each employee can spend each year and they only pay if their employee uses the plan. There are no surprises at renewal time.

Healthcare Spending Account is one of our platform categories, but we do much more. Your team will have access to four additional benefit categories to highly personalize their benefit Wallet based on their yearly goals, including Wellness Spending, RRSP, Charitable Giving, and Personal Insurance.

You'd set your annual or monthly budgets within your Admin portal of our platform. You can set different budgets for employee classes most relevant to your team structure, which could include Owner/Executive, Manager, Employee, and etc.

You can add that too! You can request a quote for a group insurance policy that could Life and Long-Term Disability within the platform or reach out to our team.

Getting started with us takes two simple steps. One, you'd complete this online form, which takes less than five minutes. Second, you'll meet our team for your 30-minute onboarding session, which will include a product walkthrough and adding your employees. And then...that's it! You and your team will have access and you can start submitting claims. Sign up here.